Effective Date: September 6, 2025
Welcome to Spenly. These Terms of Service (“Terms”) govern your use of the Spenly mobile application (“App”) operated by Spenly (“we,” “us,” or “our”). By downloading, installing, or using our App, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access or use our App.
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the App for your personal, non-commercial purposes.
When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding your account credentials and for all activities that occur under your account.
You agree not to:
You retain all rights to any information or data you submit, post, or display on or through the App (“User Content”). By providing User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, modify, and display your User Content in connection with the operation of the App.
You are solely responsible for your User Content and represent that you have all necessary rights to grant us the license above.
The App and its original content, features, and functionality are and will remain the exclusive property of Spenly and its licensors. The App is protected by copyright, trademark, and other laws of both the United States and foreign countries.
Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
The App may display advertisements provided by third parties, including Google AdMob. These advertisements may collect and use information about you to provide you with targeted advertising. This is subject to the privacy policies of the respective advertising providers.
If we offer any paid services or subscriptions:
Spenly Premium is an optional auto-renewable subscription that provides users with enhanced features, including:
Product Name: Spenly Premium Monthly
Product ID: com.spenly.monthly.premium
Duration: 1 month (auto-renewing)
Price: The subscription price is displayed in the App Store and varies by region. Prices include applicable local taxes.
Payment for Spenly Premium is processed through Apple’s App Store using your Apple ID at the time of purchase confirmation. By purchasing a subscription, you agree that:
Important: Spenly Premium is an auto-renewable subscription. This means:
You can cancel your subscription at any time to stop future charges. To cancel:
Or visit: https://apps.apple.com/account/subscriptions
Important Cancellation Terms:
All subscription purchases are final and non-refundable, except as required by applicable law or as provided under Apple’s refund policies.
To request a refund:
If we offer a free trial period:
We reserve the right to modify subscription pricing, features, or available tiers at any time. If we make material changes:
You can view, modify, or cancel your subscription at any time through:
We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.
Upon termination, your right to use the App will immediately cease. If you wish to terminate your account, you may simply discontinue using the App or delete your account through the App’s settings.
THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that:
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SPENLY, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE APP.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SPENLY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY:
You agree to defend, indemnify, and hold harmless Spenly, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the App.
The content provided in the App is for informational purposes only and should not be considered financial advice. We are not licensed financial advisors, and the App is not intended to provide investment, tax, or legal advice. You should consult with qualified professionals regarding your specific financial situation.
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our App after those revisions become effective, you agree to be bound by the revised Terms.
The App may contain links to third-party websites or services that are not owned or controlled by Spenly. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
These Terms constitute the entire agreement between us regarding our App and supersede and replace any prior agreements we might have had between us regarding the App.
If you have any questions about these Terms, please contact us at:
Email: teamspenlyapp@gmail.com